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How Do Payday Loans Work

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We provide a quick and easy way to get money when you’re in a bind or have an emergency. Simply put, a payday loan is a cash advance from your next paycheque. You pay a flat rate for the amount borrowed, and your loan and fees are due to be paid back on or around your next pay date.

3 Easy Ways to Get Cash

Online

Apply 24/7

In Store

Over 150 Locations

By Phone

Call

Complete Your Application

How It Works

3 Simple Steps

1. Apply

Complete your application online, over the phone, or in a store in just minutes.

2. Approval

Get an instant approval decision – immediately see how much you’re approved to borrow.

3. Funding

Get your cash! If you apply in a store, get your cash on the spot. If you apply online, choose to get your cash direct deposited, or pick up your cash at a store.

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Customer Notice: Payday advances should be used for short-term financial needs only, not as long-term financial solutions. Customers with credit difficulties should seek credit counselling.
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